![]() The United States is switching to chip cards in an effort to rein in credit card fraud. In the US, however, it has not been prevalent for nearly as long. If you live or travel to Europe you will know that EMV has been in use for over a decade (it actually began in France in 1992). The conversion to EMV Card Readers happened fast and now it is rarer to swipe your card than it is to ‘insert your chip.’ EMV Card Reader’s Around the World By July of 2016, fully 71% of all card transactions were conducted with chip cards. In five short months that number had grown to 36%. And that was seven months before the change in possible liability was enacted. In the case of businesses using Square Stand and Reader, in March of 2015 the number of chip card transactions was only 17% of all transactions. The effect of the liability on merchants has produced a steady growth of chip card transactions. ![]() As of October 2015, if a customer uses a fraudulent chip card and the merchant does not have an EMV card reader, that merchant could be liable for the fraud. This is very important because of the ever-increasing amount of credit card fraud. Last not least, if smart chip card programming can’t be done with commercially available imaging software, CardWerk will be happy to develop card issuance software from scratch for you.What is an EMV Card Reader? Development of EMVĮMV® developed and managed by American Express, Discover, JCB, Mastercard, UnionPay, and Visa - is a global standard for credit cards that use computer chips to authenticate (and secure) chip-card transactions.1 EMV chips encrypt bank information making it far more secure than the old magnetic-stripe cards. One of our specialties is the integration and customization of commercial card imaging software. This enables our customers to offer a coordinated personalization process that embraces database driven chip card encoding and smart card printing. The resulting system can then combine card printing and chip encoding. Our smart card printer/encoder integration/consulting package contains everything you need for state-of-the-art: Typically we test a smart card printer with integrated chip encoder before handing it over to our customers. If need be we upgrade your existing printer with a well-tested encoder. We make chip encoder recommendations if your printer’s built in encoder does not meet your chip card specifications. Smart chip card encoders are also referred to as card readers, couplers or programmers.ĬardWerk provides vendor independent encoder integration services. This is a device very similar to a smart card reader/writer that is adapted to work as an encoder for memory cards and CPU cards. This can be a contact station or docking station with contactless 13.56 MHz (ISO 14443, ISO 15693) smart chip encoder. To program integrated circuit cards (ICC) a printer must be equipped with a smart card encoder or chip programmer. This can be done via contact (ISO7816) or via contactless (ISO 15693 & ISO 14443) interfaces such as Mifare, DESFire, Hitag, HID iCLASS, i-code, Legic and many more). They want to combine card printing and electronic personalization (a/k/k encoding, programming) of their cards. An increasing number of companies have moved from standard plastic badges to more sophisticated and secure smart cards.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |